The whole manual, open to read before you start — every stat, curve, drop rate and rule the game runs on. Nothing here is hidden from new players.
The Central Bank is bottom-right of the village. Deposit Gold, AL$ or Achievement Tokens; whatever the vault holds at 18:00 server time earns daily interest, compounded into the balance.
| Currency | Interest per day | Withdrawal processing |
|---|---|---|
| Gold | 0.05% | Instant |
| AL$ | 0.1% | 30 minutes |
| Achievement Tokens | 0.05% | 15 minutes |
Interest is calculated on the balance at 18:00 and added to it, so it compounds. The Avid Investor pack doubles all three rates for life; the board shows the doubled figure.
| Server time | What the bank is doing |
|---|---|
| 00:00 - 07:59 | Closed — no deposits, no withdrawals, no claiming |
| 08:00 - 16:59 | Morning banking hours — open |
| 17:00 - 17:59 | Settlement — closed, but a finished withdrawal can still be claimed |
| 18:00 | Interest pays |
| 18:00 - 23:59 | Night banking hours — open |
The board shows this schedule as a strip under the art, with a marker at the current time.
The two closures differ: during settlement you can still claim a finished withdrawal. Overnight the bank is fully shut until 08:00.
The Exchange desk trades Gold, Achievement Tokens and AL$ for one another, every pair, both ways. The rate is shown before you commit, in whole units, so the quote is exactly what arrives.
| Trade | Rate |
|---|---|
| Gold → Achievement Tokens | 5,000 gold per token |
| Achievement Tokens → Gold | 2,500 gold per token |
| Gold → AL$ | 30,000,000 gold per AL$ |
| Achievement Tokens → AL$ | 30,000 tokens per AL$ |
| AL$ → Gold | 5,000,000 gold per AL$ |
| AL$ → Achievement Tokens | 5,000 tokens per AL$ |
A 10% Conversion Fee comes off what you receive, on every pair. The desk’s own board is the authority; these are the opening rates.
The AL$ rates are steep on purpose: grinding gold into AL$ will not beat buying a pack, but it is a reliable small amount every day for players who farm rather than pay.
The Log keeps two books: Deposits (including each day’s interest, stamped at the 18:00 that paid it) and Withdrawals (requests and claims).
The Leaderboard’s Bank tab ranks cumulative interest earned, one board per currency. Interest counts when it settles.